Club seats at Bank of America Stadium are outdoors and do not have significant covering above. However, the club tickets come with exclusive access to 6 different private lounges where you can watch the game from indoors (through windows that look down on to the field) and it will keep you out of the weather while being close to all the upscale food and beverage options.

Club Seating Coverage at Bank of America Stadium
Club level seats have no overhead coverage from the seats, but fans will have access to the enclosed, climated controlled club lounges